Spend less than an hour on personal finance

Taking control of your personal finance doesn't have to be a chore. Take Ramit Sethi. This person is very knowledgeable about personal finance and offers this advice:

As I’ve written before, I spend less than 1 hour per week on my finances. One of the ways I do it is by chunking my tasks, like keeping an eye on my credit-card bill. Here’s how I do it.

I pay with my credit card as much as possible. This lets me automatically download my transactions and categorize my spending. Plus, I get travel points and extra consumer protection (like a free additional warranty for any electronic device — all credit cards offer this).

But I do like to keep an eye on my credit-card charges whenever there’s a human involved. So I keep my receipts whenever I go to restaurants and store them in a folder on my desk.

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